I am willing to admit that I helped put Obama in office. I am willing to admit that the Affordable Health Care Act is the biggest FUCKING joke of my life! I know there are so many of you out there that can relate. I know every state is different and I’m not sure what the rules are state to state, but Kentucky, yea, you really FUCKING suck.
In order in enroll, you have to apply through a “marketplace” that lists different plans. Once you select the one you want, you have to go through a grueling application process. Literally 2 hours over the phone. Or you can try to figure it out by yourself and fill out the application online which is completely impossible. Chances are if you do get through the application process by yourself, you more than likely screwed up somewhere. BUT they won’t call you or email you to let you know you screwed up. They will just let you sit there and wait until YOU call THEM to figure it out. And I’m just getting started here….
Once I had my daughter, I had to send over her birth certificate as well as some income verification for my husband and I. Of course I thought everything was taken care of because I didn’t hear anything otherwise. Until I started to get all of these hospital bills, and she wasn’t covered. Long story short….6 months later…she has still not been added to the insurance. The stupidest part about all of this is I cannot call the insurance company to get her added, I have to go through Kentucky’s ever so helpful **sarcasm** marketplace to get anything accomplished and as you can tell nothing gets accomplished.
I am just so utterly and completely over this. I’ve almost got sent to collection twice because I have refused to pay these bills that I know.
45 minutes later…Nothing is accomplished. They do not know how to add my daughter to the insurance for 2014. They are saying it can’t be done. I am fixing to lose my shit.
I don’t understand why this has to be so hard. I know it’s not as easy as changing a date because there are certain processes and procedures that need to be followed. But come on…6 months…actually it will be 7 months next Monday…so 7 Months later and my daughter still isn’t added to the insurance and it’s not looking optimistic for the near future.
Sorry for the morning rant. I hate to be a Debbie Downer. Just had to get that off my chest. Maybe a happy post later to offset this one 🙂
–The Kentucky Momma